Same Day Pay day financing for bad credit – What would you say about an amount between 1,500 lei and 40,000 lei granted urgently, with only two documents? Also, would the interest be advantageous and even negotiable, and once a year be exempt from paying the monthly installment? It sounds great and the offer comes from Bancpost through the personal needs loan “First Name”.
The application can be done either online or at one of the branches of this bank. In any case, you receive the approval on the same day, and the money in hand comes in a timely manner.
You just have to make sure you have a good payment history, and if you are one of those who are not registered in the Credit Bureau, then you have a very high chance of receiving the desired amount of money together with a very good interest.
As I said, through this urgent and even online credit offered by Bancpost, you are offered the maximum amount of 40,000 lei without guarantees and without many documents. You need a bulletin and a proof of income, so a minimum set of documents.
Without unnecessary roads, without dozens of telephones to find out at what stage your file is, within this loan you will receive the answer the same day or even in 15 minutes if you go to one of the branches of the financing bank with your request.
And because the good news doesn’t end here, you have zero commissions, so you don’t have to pay anything for approval, administration or early repayment.
And as I said at the beginning of this article, immediately after the seventh month of the contract, you can benefit from an exemption for the payment of a installment. Simple and no headaches!
You can also get a quick reply via SMS, so we can place “First Name” in the category of credits by SMS or by phone.
The repayment period is between 1 year and 4.7 years, and DAE starts from 14.84% for the urgent loan in lei and 15.96% for the one in euro. As you can see, you can choose according to your liking and the award currency.
Among the mandatory eligibility criteria are age, which must be between 23 and 65 years.
If you are still wondering which bank accepts the income obtained abroad, then find out that Bancpost is one of them. Thus, if you are legally employed with a work contract outside the country, you can benefit without the same amount of money mentioned above.
Also, in addition to salary or pension, income from rents or some allowances is also accepted. Browsers are also among the possible eligible customers.
The interest may be fixed or variable and its value depends on your payment history on other contracted credits, so if you get a good score, the interest will be tailored (ie lower).
The rates can be paid in various ways, and here we even include a new modality, namely internet banking.
Therefore, we have in the foreground an urgent credit the same day from a reputed bank in Romania, granted in a timely manner with minimal formalities.
You do not have to declare to anyone what you are going to do with the money, there is no need to come with guarantees and no exorbitant taxes are levied. Moreover, if you apply online this year, you benefit from reduced costs or even the complete lack of a whole series of commissions. The rates are also small, so they can start from 23 lei / month.
You can use the loan “First Name” from Bancpost for refinancing and sometimes you have access to an additional amount of money, useful in different situations. Refinancing can prove to be extremely efficient when obtaining higher rates than currently paid.
Are there alternatives? Of course, but the costs are often higher. Thus, if you apply to IFNs, that is to those non-banking financial institutions that promise fast loans on the same day, only with the bulletin and without the salary certificate, the interest is much higher and therefore the final cost is higher.
In addition, the IFNs do not offer such generous amounts of money, but in general we talk about a few thousand lei . Granting time should not be overlooked, however, being considered an asset. On the other hand, at this moment, banks have a higher degree of confidence among Romanians interested in urgent credit, both online and online.
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