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• Adobe announces availability of Adobe Product Analytics for enterprise customers, as well as major enhancements to Adobe Mix Modeler, Adobe Experience Manager, Adobe Real-Time Customer Data Platform and Adobe Journey Optimizer
• Used by 87% of Fortune 100 companies, Adobe Experience Cloud continues rapid expansion across numerous sectors including financial services, automotive and retail with customers including Accenture, Adidas, Daimler Benz, Lufthansa, Henkel, H&M, Hugo Boss, Otto, Prada Group, Publicis, Real Madrid, Salomon, Santander, smart Europe, Stellantis, TeamViewer, TSB Bank, TUI Group and Volkswagen
• With AI technologies revolutionizing various industries review
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review

Today, Adobe (NASDAQ:ADBE) kicked off Adobe Summit EMEA 2023 – the industry’s leading Digital Experience Conference – by unveiling new innovations in Adobe Experience Cloud, the world’s leading customer experience management solution. The new offerings enable brands to deliver highly personalized experiences across any touchpoint, while maximizing operational efficiency.

“As enterprise businesses navigate through an uncertain business climate and price conscious consumers

consistently delivering engaging and personalized experiences will be paramount to accelerating profitable growth,” said Amit Ahuja, senior vice president, Digital Experience Business at Adobe. “Our latest innovations empower brands to activate data in new ways that drive customer engagements, along with efficiencies and cost savings.”

Global brands rely upon Adobe Experience Cloud – the industry’s leading platform for delivering, measuring and personalizing customer experiences – to drive real business growth. Adobe Experience Cloud is the trusted choice of over 12,000 customers, including 87% of Fortune 100 companies, 74% of Fortune 500 companies and leading EMEA brands including Accenture, Adidas, Daimler Benz, Lufthansa, Henkel, H&M, Hugo Boss, Otto, Prada Group, Publicis, Real Madrid, Salomon, Santander, smart Europe, Stellantis, TeamViewer, TSB Bank, TUI Group and Volkswagen.

New Innovations in Adobe Experience Cloud

• Adobe Product Analytics: Product teams now play a bigger role in the overall customer experience, as new feature launches can often cement or derail user loyalty. Insights from product usage, however, are often disconnected from other teams. Product Analytics, now available to customers, provides self-service capabilities for product teams to understand customer adoption and usage. These insights are unified with data from other organizations such as marketing through Customer Journey Analytics (CJA), so that the brand has a more comprehensive view of how a customer engages with a brand digitally. CJA customers including General Motors, Otto, The Coca-Cola Company, TSB Bank and Warner Bros Discovery work with Adobe to drive business growth through real-time insights.
• With AI technologies revolutionizing various industries review
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• With AI technologies revolutionizing various industries review 
• Adobe Mix Modeler: Marketers are under increasing pressure to prove the impact of their campaigns, but the scale and fragmentation of modern-day marketing makes it difficult to answer simple questions on where to invest resources. In travel and hospitality, for instance, brands struggle to define how an increase in paid search could impact bookings. With Mix Modeler Adobe has an AI-powered, self-service solution that helps teams accurately measure campaigns, and drive planning efforts across paid, owned and earned channels. Insights are anchored in rich data from Adobe Experience Platform, augmented with external data sources from ad networks to social media platforms. Today, Adobe is expanding access to Mix Modeler globally, working with brands to maximize the impact of every dollar.

Next-Generation Adobe Experience Manager:

• Next-Generation Adobe Experience Manager: Adobe has reimagined Experience Manager so that users of any skill level can easily update content for their brand’s digital properties, delivering impactful experiences using popular tools such as Microsoft Word or Google Docs. Even without CMS expertise, teams can create, edit and publish all from the same document, with security controls to ensure only authorized users can make changes. Today, Adobe is expanding access to the latest Experience Manager offering for brands around the world, so that organizations can deliver personalized and engaging experiences with greater speed. Early adopters include Hanesbrands, PGA TOUR, Volvo Trucks and WESCO International, who are leveraging the new AEM to provide their organizations true content velocity and increasing experience delivery.
• Adobe Real-Time Customer Data Platform (Real-Time CDP): Adobe unveiled new advanced audience management capabilities in Real-Time CDP that will greatly accelerate the time it takes to deliver impactful, personalized experiences. Brands can now work with new data partners across the globe, scale first-party data with look-alike audiences, as well as automatically ingest existing audience segments from anywhere in the organization – from data warehouses to CRM systems – into Real-Time CDP, with built-in governance and new management features such as the ability to surface the highest-value segments and enrich them with other data. Powered by Adobe Experience Platform, applications including Adobe Journey Optimizer and Customer Journey Analytics work in concert with Real-Time CDP for brands to orchestrate omnichannel experiences and gain insights to make continuous improvements. Leading European brands including AIDA, Henkel, EY, NatWest, Prada Group, PRISA Media, Real Madrid and William’s Racing are leveraging Real-Time CDP to deliver personalized customer experiences in moments that matter.

Adobe Journey Optimizer (AJO)

• Adobe Journey Optimizer (AJO): Adobe previewed an AI-powered update to AJO, a next generation journey management application used by leading brands to orchestrate one-to-one customer experiences across touchpoints such as web, email, mobile, SMS and offline channels. An infusion of AI that includes an experimentation feature will provide brands with powerful testing capabilities to inform decision-making. Across any industry, brands can see the real-time impact of promotional offers or marketing content, as customers move between owned digital channels, in-store shopping, social media and more. Brands can lean on AJO as a central hub to drive their omnichannel strategy, ensuring that all campaigns and experiences they initiate work in harmony with real-time customer interactions.

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DarkMySite Use Case

• Only a single click to paint your website into an eye-pleasing dark mode.
• An advanced Dark theme maker for WordPress.

What Is DarkMySite?

The DarkMySite is a WordPress Dark Mode Plugin tool that helps you to darken your WordPress site to provide a more relaxing and productive browsing experience for your visitors. With DarkMySite, you can choose from a range of different dark themes, add custom buttons and menus, and adjust the general brightness and contrast of your si

How Does DarkMySite Work?

If you’re like most webmasters, you probably use a default WordPress theme or one you’ve customized yourself. But what if you want to add some visual appeal to your site without altering the underlying code? With a few simple steps, you can easily transform your WordPress site into a dark mode masterpiece.

First, install the Dark Themes plugin. This plugin provides a variety of features, including the ability to darken all or part of your site. Once the Dark Themes plugin is installed, click on the “Appearance” tab and select the “Dark Mode” option. This will toggle the dark mode on or off for the current theme.

DarkMySite Lifetime Deal Review | Advanced Dark Mode Plugin For WordPress

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Not only does DarkMySite work for your website’s frontend, but it can also comfort your eyes in the entire WordPress admin panel. Activating the plugin will add a floating dark mode switch on your website that can be customized and displayed in any position.

The plugin also provides other powerful features, such as OS-aware dark mode, time-based dark mode, replacing specific images or videos in dark mode, displaying the dark mode switch on the menu, disabling dark mode on specific sections of the web page, and writing custom CSS. DarkMySite is the ultimate solution for anyone looking to optimize their website for dark mode.

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UX Stack Guru for Figma and FigJam Use Case

• Boost your efficiency and productivity in Figma/FigJam with a complete set of tools for designers.
• Access a number of components that will help you with creating more meaningful experiences.

What Is UX Stack Guru For Figma And FigJam?

UX Stack Guru is a design tool that is specifically designed for UX designers who work on Figma and FigJam platforms. This tool is designed to provide users with a comprehensive set of resources that makes the design process faster, easier, and more efficient.

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UX Stack Guru For Figma And FigJam Lifetime Deal Review | Boost your Figma workflow

Welcome to our comprehensive guide on the UX Stack Guru for Figma and FigJam Lifetime Deal. In this article, we will delve into the details of this exceptional tool, which is the perfect solution for creating flawless user experiences with utmost ease.

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Exchange-traded funds, or ETFs, are among the most popular ways to invest in the stock market. They offer diversification, potentially attractive returns and generally lower risk than individual stocks. And they do it all for what often amounts to a very reasonable cost.

Here are the best online brokers for ETF investing and why you should consider them.

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What is an ETF and why are they so popular?

ETFs have skyrocketed in popularity since the first one in the U.S. was launched in the early 1990s. ETFs are baskets of securities similar to mutual funds that track broad indexes like the Standard & Poor’s 500 or smaller slivers of the market, such as social media stocks, gold or health care.

However, unlike mutual funds, ETFs trade like stocks throughout the day when the market is open, which makes them attractive to investors. These funds provide another way for investors to diversify their portfolio without having the stress of choosing individual stocks.

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“You get the benefit of diversification over a market sector or an entire market from your very first share, rather than the concentrated risk of buying individual stocks,” says Greg McBride, CFA, chief financial analyst at Bankrate. “As [the late Vanguard founder] Jack Bogle famously said, ‘Rather than look for the needle in the haystack, just buy the whole haystack.’”

In fact, 65 percent of financial advisors “use or recommend” ETFs to their clients, according to the Financial Planning Association’s 2022 Trends in Investing survey. ETFs are more tax-efficient and less expensive when compared with mutual funds.

Here are the best online brokers for ETF investing:

• Charles Schwab
• Fidelity Investments
• TD Ameritrade
• Vanguard Group
• E-Trade Financial
• Merrill Edge
• Ally Invest

Overview: Top online brokers for ETFs in July 2023

Charles Schwab

Charles Schwab is a long-time advocate of individual investors, and the well-known discount broker had long charged zero commissions on its own ETF offerings, before lowering commissions on all ETFs to zero. Individual stock trades are also free, while opening and maintaining a brokerage account at Schwab is, too.

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Charles Schwab also provides a wide breadth of educational resources, including some of the best research and user-friendly tools in the market. Its ETF Select List, for instance, details investor-friendly funds, taking into consideration commissions and fees, a fund’s track record and suitability for individual investors.

• Trade commission: $0
• Minimum amount to open a brokerage account: $0

Fidelity Investments

Fidelity has long been a leader in commission-free ETFs, and now all ETFs on its platform are available at no commission. It’s that investor-friendly heritage that makes the Boston-based fund giant a solid pick.

If you want research and screening tools, Fidelity won’t disappoint. You can quickly sift your ETF choices by any number of criteria (company size, fund size, expense ratio, etc.). Fidelity also provides ETF investing ideas based on your goals, such as “investing for income” and “enhanced growth.”

Additionally, Fidelity’s mobile app will allow you to monitor your portfolio, check your account balances, make trades, view your watch list and more.

• Trade commission: $0
• Minimum amount to open a brokerage account: $0

TD Ameritrade

TD Ameritrade is a good option for beginners and any investor on the hunt for ETFs. The discount brokerage offers all the ETFs on its platform for a commission of zero, and there is no minimum balance required. Plus, the broker scrapped its short-term trading fee of $13.90 for trading out of an ETF after less than 30 days, so no sweat there.

Among the tools available to you include an ETF screener that helps you find funds matching your investing goals. You can screen by fund size, Morningstar style category, investment style, dividends and so on. Then track everything and trade on either of TD Ameritrade’s mobile apps.

(Charles Schwab has purchased TD Ameritrade, and the companies expect most accounts to be converted to Schwab between April and September 2023.)

• Trade commission: $0
• Minimum amount to open a brokerage account: $0

Vanguard

Vanguard, which introduced its first ETF in 2001 and manages trillions in global assets, is best-known for being a low-cost fund provider. In 2018, this powerful player pushed the boundaries of retail investing by making about 90 percent of all ETFs on its platform commission-free. Today investors may trade all available ETFs at no cost.

To sort out all of those ETF options, Vanguard offers screening tools, including the ability to compare ETFs based on factors such as expense ratios, management style (active or passive), average annual return and many more. And you can even have a Vanguard representative place the trade for you at no extra charge if you’re buying a Vanguard ETF. Once you’ve selected your funds, then turn to Vanguard’s planning tools to help you get your financial game plan in place.

• Trade commission: $0
• Minimum amount to open a brokerage account: $0

E-Trade Financial

E-Trade offers quite a few ways to invest in ETFs, even beyond the traditional purchase of the funds. Of course, it offers all available ETFs on a commission-free basis. But you’ll also be able to sort more than 2,000 funds using E-Trade’s screener by key traits such as Morningstar rating, investing strategy and yield, among many other options. You can click a buy button straight from the search screen and be on your way to adding the fund to your holdings.

What is an ETF and why are they so popular?

E-Trade also gives you the option of buying a pre-built ETF portfolio, with strategies such as aggressive, conservative and income, each with varying levels of stocks, bonds and cash, and you can see the kinds of stocks available in each fund. You can also search by theme — think energy power houses or mighty mega-caps. E-Trade lets you trade a few ETFs — highly traded ones — for 24 hours, five days a week, so you have liquidity even when the market’s closed.

Bills for utilities, mortgages, auto loans and similar expenses usually arrive monthly, while many investments generate income only quarterly, annually or even less often. However, there are a number of assets that pay income on a monthly basis. Options include savings accounts, certificates of deposit, annuities, bonds, dividend stocks, rental real estate and more. Here are eight of the best investment options for monthly income.

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A financial advisor can help you build a portfolio of income-generating investments.

Monthly Income Investing

Investments that pay income monthly are not as easy to find as you might expect, given that living expenses often must be paid on a monthly basis. Quarterly, annual and even longer payback schemes are more the norm in the investment world.

And that’s with many investments offering no income at all beyond the promise of eventual profit thanks to price appreciation. Purchasing a typical share on the stock market, for instance, generally won’t yield a penny until and unless you are someday able to sell it for more than you paid.

The Eight Best Options

Monthly income-paying investments do exist, however. And they offer a variety of characteristics to give nearly any profile for safety, security and yield. You can likely find something to fit your needs from this list of the best monthly income investments:

If you’re ready to be matched with local advisors that can help you achieve your financial goals, get started now.

Savings Accounts

A savings account at a bank or credit union pays interest on deposits every month. Savings accounts are safe, reliable, highly liquid and easy to open, with small or no minimum initial investment requirement. Savings accounts usually don’t pay enough interest to keep you ahead of inflation, however, although the highest-paying savings accounts come close.

Certificates of Deposit (CD)

A certificate of deposit (CD) is as safe and simple to open as a savings account but not nearly as liquid, since you have to commit funds for a period between 28 days and 10 years. In return, you earn more interest, but, again, even the best-paying CDs aren’t likely to beat inflation.

Dividend-Paying Stocks

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Owning stock of public companies that share profits with shareholders as dividends offers regular income plus the potential for price appreciation. Dividends are generally paid annually or quarterly but some companies pay them monthly. Dividend exchange-traded funds (EFTs) can be purchased like individual stocks, offer good diversification and provide more options about how often you’ll receive income.

Bonds

The bond market is where corporations and governments go to borrow money and when you buy corporate and government bonds you are acting as their lender. Bonds pay interest rates that vary widely depending on the financial strength of the issuer, the length of the bond and other factors but can be significantly higher than bank deposit accounts. Most bonds pay interest annually, semiannually or at the end of their term, but some pay interest monthly.

Annuities

An annuity is a contract with an insurance company that promises to pay you monthly benefits in exchange for an up-front purchase amount. Annuity benefits may extend for periods from a few years to the life of the purchaser and may be guaranteed by the insurance company. Annuities are generally reliable sources of monthly income, but they are complex investments and also come with sizable fees.

Rental Real Estate

Buying rental real estate can give investors tax benefits and potential appreciation. And because rent is usually paid monthly, income on a monthly basis. Rental property is also highly illiquid and requires significant initial investment while managing it calls for more time, expense and expertise than many people can bring to it.

Real Estate Investment Trusts (REITs)

Publicly traded real estate investment trusts (REITs) own income-producing real estate or mortgages and must distribute 90% of taxable profits as shareholder dividends, some of which may be paid monthly.

It’s much easier to buy and own REIT shares than to purchase and manage individual properties yourself. REITs also provide risk-reducing diversification but are vulnerable to real estate cycles and interest rates.

Business Ownership

Starting, buying or investing in a small business can provide reliable monthly income in the form of dividends paid to the owner or, if you are actively involved, a salary. Business ownership offers potential for income and price appreciation that rivals almost any other investment. However, investments in the business are generally highly illiquid, carry considerable risk and may call for substantial expertise, effort and patience.